💸 Best UAE salary transfer offers: earn up to AED 5,500 [full analysis]

Editor's note: Last major update - February 2026. In our February 2026 salary transfer offers article, we focused on the top picks for each salary range. Below, you will find the detail behind the analysis, allowing you to review what other banks have on offer.

All salary transfer only offers

Bank (valid until)	Salary range (AED)	Bonus (AED)
ADCB (31/03)*	5,000 - 9,999	250
	10,000 - 19,999	1,000
	20,000 - 49,999	2,000
	50,000 and above	5,500
Emirates Islamic (30/04)	7,500 - 9,999	200
	10,000 - 14,999	400
	15,000 - 34,999	600
	35,000 - 49,999	1,500
	50,000 and above	3,000
HSBC (31/12)	10,000 - 39,999	750
	40,000 and above	2,000
Mashreq (no known end date)	5,000 - 9,999	250
	10,000 - 19,999	750
	20,000 - 49,999	1,500
	50,000 and above	3,500
RAK Bank (31/03)	5,000 - 9,999	500
	10,000 - 19,999	1,000
	20,000 - 49,999	2,000
	50,000 and above	4,000

* Note on the ADCB offer: Their reward is an electronics voucher, not cash. Great if you were already planning a purchase, but don’t let it push you into buying stuff you don’t need. Also, the T&Cs we’ve seen are light on detail (retailers, issuance, expiry, flexibility), so treat it as potential value rather than cash-equivalent certainty.

In addition, ADCB also require customers to spend a minimum of AED2,500 on an ADCB credit card (new or existing) within three (3) months following the month of onboarding.

All salary transfer + new credit card offers

Bank (valid until)	Salary range (AED)	Bonus (AED)	Notes
DIB (no known end date)	5,000 - 7,999	550	Spend AED 3,000 within 60 days on Consumer Rewards card. Additional 15% bonus if opened digitally.
	8,000 - 14,999	900	Spend AED 4,000 within 60 days on Consumer/SHAMS/Emirates Skywards Platinum cards. Additional 15% bonus if opened digitally.
	15,000 - 34,999	1,800	Spend AED 8,000 within 60 days on SHAMS/Emirates Skywards Signature cards. Additional 15% bonus if opened digitally.
	35,000 - 49,999	3,500	Spend AED 10,000 within 60 days on SHAMS/Emirates Skywards Infinite cards. Additional 15% bonus if opened digitally.
	50,000 and above	4,000	Spend AED 10,000 within 60 days on SHAMS/Emirates Skywards Infinite cards. Additional 15% bonus if opened digitally.
Emirates Islamic (30/04)	7,500 - 9,999	400	Spend minimum of AED 6,000 within 60 days
	10,000 - 14,999	800	Spend minimum of AED 6,000 within 60 days
	15,000 - 34,999	1,100	Spend minimum of AED 12,000 within 60 days
	35,000 - 49,999	2,250	Spend minimum of AED 18,000 within 60 days
	50,000 and above	4,000	Spend minimum of AED 18,000 within 60 days

If you spot something that's not quite right, send us a message below. We'll appreciate it!

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Disclaimer: Please bear in mind that this email does not constitute financial advice. Any choices you make you are solely responsible for. We always aim to provide highest quality, independent views but do your own research to ensure you’re comfortable with any changes you make to your personal finances.