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Best UAE salary transfer offers: up to AED 5,500 (full analysis)

Compare UAE salary transfer bonuses by salary band. Top cash offer: AED 4,000. Best overall reward: AED 5,500. Updated monthly.

11 February 2026·3 min read
This article provides complementary information to: Best UAE salary transfer offers: up to AED 5,500
Best UAE salary transfer offers: up to AED 5,500 (full analysis)

In our salary transfer offers guide, we focused on the top picks for each salary range. Below, you will find the detail behind the analysis, allowing you to review what other banks have on offer.

All salary transfer only offers

Bank (valid until)Salary range (AED)Bonus (AED)
ADCB (31/03)*5,000 - 9,999250
10,000 - 19,9991,000
20,000 - 49,9992,000
50,000 and above5,500
Emirates Islamic (30/04)7,500 - 9,999200
10,000 - 14,999400
15,000 - 34,999600
35,000 - 49,9991,500
50,000 and above3,000
HSBC (31/12)10,000 - 39,999750
40,000 and above2,000
Mashreq (no known end date)5,000 - 9,999250
10,000 - 19,999750
20,000 - 49,9991,500
50,000 and above3,500
RAK Bank (31/03)5,000 - 9,999500
10,000 - 19,9991,000
20,000 - 49,9992,000
50,000 and above4,000
  • Note on the ADCB offer: Their reward is an electronics voucher, not cash. Great if you were already planning a purchase, but don’t let it push you into buying stuff you don’t need. Also, the T&Cs we’ve seen are light on detail (retailers, issuance, expiry, flexibility), so treat it as potential value rather than cash-equivalent certainty.

In addition, ADCB also require customers to spend a minimum of 2,500 on an ADCB credit card (new or existing) within three (3) months following the month of onboarding.

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All salary transfer + new credit card offers

Bank (valid until)Salary range (AED)Bonus (AED)Notes
DIB (no known end date)5,000 - 7,999550Spend 3,000 within 60 days on Consumer Rewards card. Additional 15% bonus if opened digitally.
8,000 - 14,999900Spend 4,000 within 60 days on Consumer/SHAMS/Emirates Skywards Platinum cards. Additional 15% bonus if opened digitally.
15,000 - 34,9991,800Spend 8,000 within 60 days on SHAMS/Emirates Skywards Signature cards. Additional 15% bonus if opened digitally.
35,000 - 49,9993,500Spend 10,000 within 60 days on SHAMS/Emirates Skywards Infinite cards. Additional 15% bonus if opened digitally.
50,000 and above4,000Spend 10,000 within 60 days on SHAMS/Emirates Skywards Infinite cards. Additional 15% bonus if opened digitally.
Emirates Islamic (30/04)7,500 - 9,999400Spend minimum of 6,000 within 60 days
10,000 - 14,999800Spend minimum of 6,000 within 60 days
15,000 - 34,9991,100Spend minimum of 12,000 within 60 days
35,000 - 49,9992,250Spend minimum of 18,000 within 60 days
50,000 and above4,000Spend minimum of 18,000 within 60 days

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