💡 Our UAE budgeting tool that lets you take control of your money
- Kacper Duda
- 2 days ago
- 2 min read
Think budgeting is boring? You’re not alone. But staying in the dark about where your money goes each month is costing you - sometimes more than you think.
That’s why we’re re-launching our UAE Budgeting Tool: a smarter, simpler way to understand your spending, plan your savings, and keep your financial goals on track.
Whether you’re saving for a big trip, trying to cut unnecessary costs, or just want more peace of mind, our tool is designed to help. It’s free, easy to use, and built specifically for life in the UAE.
Why budgeting still matters (even if you think you’ve got it handled)
Let’s be honest: most of us think we know where our money goes. But studies show that we underestimate spending in categories like eating out, groceries and transport — often by hundreds of dirhams per month.
Budgeting isn’t about being restrictive. It’s about being aware. When you know what’s coming in and going out, you can make confident choices, reduce stress, and free up more money for the things you actually care about.
In fact, people who keep a regular household budget report feeling more in control, more confident, and more secure in their financial lives. And who doesn’t want that?
What makes our tool different?
We built the Money Luna budgeting tool because we couldn’t find anything that truly worked for expats and residents in the UAE. Here’s what makes it stand out:
Tailored to UAE life — local expense categories like school fees, brunches, and car loans
Household-based budgeting — track income and expenses across the whole family
Customisable categories — so you can tweak it to fit your lifestyle
Year in review — spot trends, track improvements, and adjust with ease
Whether you're budgeting solo or managing family finances, it’s flexible enough to work for you.
How to use it
Getting started takes less than 10 minutes:
Enter your income – Include salaries, bonuses, rental income, any money that comes into the household.
Set your monthly budget – Decide how much you plan to spend in each category.
Track your expenses – Copy/paste from your bank or card statements and tag each one.
Review your month – The tool automatically compares actuals vs budget.
Adjust as needed – Over time, you’ll start spotting patterns — and opportunities to save more.
You don’t need to be a spreadsheet whiz. Just follow the prompts and let the tool do the hard work.
Ready to see where your money goes?
You can download the UAE Budgeting Tool right now, totally free. Just open the link, make your own copy in Google Sheets or download the Excel version, and start tracking.
Disclaimer: Please bear in mind that this email does not constitute financial advice. Any choices you make you are solely responsible for. We always aim to provide highest quality, independent views but do your own research to ensure you’re comfortable with any changes you make to your personal finances.
